Saturday, September 26

Personal Finance

11 Factors to Keep in Mind While Calculating Health Insurance Premium in India
Banking, Finance, Insurance, News, Personal Finance

11 Factors to Keep in Mind While Calculating Health Insurance Premium in India

Amid the ongoing coronavirus (COVID-19) outbreak in India, health insurance is one of the most crucial investments one can make today. Unforeseen circumstances in life and deteriorating lifestyle choices only validate this claim. But how much are we actually informed about our health insurance plans, apart from the basic inclusions and exclusions under it? Shouldn’t you know-how is health insurance premium calculated? Knowledge is power in this case. You must know about the factors that affect your health insurance premium as it can be a trump card in making the most out of the amount you pay as premiums. Learn in-depth about the factors because of which you may be paying a higher   premium for your health insurance policy: 1. Age and Gender: Every health...
Mutual Funds – How to Fix the Fixed income portion of the portfolio
Column, Personal Finance

Mutual Funds – How to Fix the Fixed income portion of the portfolio

Author: Sameer Kaul, Managing Director & CEO of TrustPlutus Wealth Managers (India) Mutual funds, as a credible form of investment option, have gained currency over the last few years. Awareness about the performance, composition, benefits amongst other aspects about various equity and hybrid schemes has increased significantly over time. SEBI, as a regulator, has taken multiple steps to simplify the investment categorisation and the industry body AMFI has helped spread the concept of mutual funds through easy to understand the promotional campaign. Mutual funds, as a legal vehicle, also provide a tax arbitrage to investors in debt since investments held through mutual funds for three years qualify as long term capital gains. However, debt investing is still less understood than equit...